Having no health insurance, 0r only catastrophic insurance, “… leads to people taking risks with their health that they shouldn’t have to take. Kevin Zelnio has a post up on Scientific American that puts a sharp spotlight on this devil’s arithmetic that every uninsured or underinsured family has to do. It starts with this question, based on Zelnio’s real-life experience: If you didn’t have insurance, how long would you wait to take your child to the hospital if they were extremely sick?”
And consider the impact of this on the child. Regular kids do regular things like playing outside could end up breaking a bone that would in turn break the family budget. Any college fund could quickly be consumed just to pay those medical fees. These things matter.